How much life insurance coverage should I take?

How much life insurance coverage should I take?

I am a 32-year-old single mom of a daughter who is 11 (her father is not involved). I do not own a home, nor in debt. I also have no health problems, nor does my daughter. How much coverage should I take? Once you choose your coverage, is that locked in, or can you always add more (if your situation changes)? Do I need to make a will of some sort (like placement of my child if I should die)? She would go to my mother's or a family member (would not want her placed in a foster home, so does a legal documentation need to be written or signed)? I do have life insurance coverage with my job also (not sure how much), but don't want to rely just on that (in case I would quit or something). Do I take member only or family plan? How does this all work?

 

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My daughter's car is covered under our policy but we do not want to add her boyfriend. She (20) is losing her license for 3 months and wants the boyfriend (21) to drive her car. Can he get insurance that would cover him while driving her car? The car is in her name and my husbands.

 

 

Will my insurance go up?

Hi, yesterday i got into my first 'accident' driving. I was changing lanes and ended up hitting the person infront of me. The cop issued me a ticket for 'change lane - not in safety' its 115 dollar ticket and 2 points. Having only my g2 license i was wondering whats going to happen with my insurance? is my rate going to go up? please help. also i am a male and 17 so it doesnt help me either. p.s do you think i should take this to court and try to lower fine or get rid of the points?

 

 

Jeep Vs Car Insurance?

hey i am a 17 male. i was just wondering would insurance for a jeep be cheaper then insurance on a car since you would be less likely to rally around a jeep, and other dangerous driving etc.. i am also wondering if a 2L jeep would be dear to insure for a 17 male, since it is a jeep. thanks :)

 

 

Will my insurance be higher if my car doesnt have airbags?

I'm about to buy a mustang and I know how much insurance will be already, I've talked to my insurance agent and there is a mustang with low miles, and its a nice deal but needs a little work. The main thing it needs is Airbags. Will my insurance be higher because it has no airbags? And how much does it cost to get airbags replaced?

 

 

What grades do insurance companies go off of (in CA)?

For the discount on insurance, do insurance companies look from the current term's gpa, the last term gpa, or the gpa overall (in the year so far)? (in the state of california)

 

 

Best choice of car for 18yr old male FOR INSURANCE?

Im looking for a first car, but being a 18yr old male, all the insurance companies just look at that, deem me a Boy racer and whack an extra 600 average to my insurance! (I know this as i did the research.) So im actully asking 2 questions 1) What is the best cheap/cheapest car to run? 2) What is the best insurer to buy from? I dont really mind what sort of car i drive, so long as its not pink.

 

 

Life insurance for seniors over 75yrs?

Whats the slim chance that their is a company out there that provides life insurance for a Senior over 75 and has had and removed cancer in the past 12 months? None i bet huh?

 

 

How much do you pay for your car insurance?

I'm just trying to pick a car insurance thats affordable. How much do you pay monthly? Also I'm 22, no driving tickets, my car is a 2005, Hyundai Accent. OR AT LEAST WHAT IS AN IDEAL PAYMENT MONTHLY FOR CAR INSURANCE?

 

 

Question about state health insurance in georgia?

Im moving from Massachusetts to Georgia in march. My work doesn't offer insurance so we are on commonwealth care. Its state insurance. Im trying to find out if there is state insurance in ga as well iv got children and need insurance for them. Im not sure if the job im taking will offer some but in the mean time I need something. Can someone tell me if they have state health insurance or some type of low cost for low income? Thanks.

 

 

Insurance adjusters... how much can I expect to get for my car?

My car was stolen and I don't expect it will be recovered. I was curious about how much I can expect to get from my insurer. The loan is paid off, so I will receive 100% of the total offered by my insurer. Please see the car details below: 2002 Dodge Intrepid SE, 4 door 104,000 miles V6 automatic power doors, windows, driver seat cd player a/c I know I won't get the retail value. I feel a fair private seller price is about $4500. My research shows the trade in value is about $3600. I feel I should get something close to the private seller value as I know I won't get the retail value but should get more than trade in value. Is this a reasonable expectation? Input from actual insurance adjusters is appreciated. Given the car and miles, how much do you think I'll be offered?

 

 

How much should I expect to pay in Homeowners Insurance?

I am looking to buy a home and am trying to calculate monthly cost. The home we're looking at is $95,000.00. Our taxes are estimated at $800.00 and the home is in great condition (the rural location makes it affordable!) Any quick tips for a quick estimate? Anything would be helpful! Thanks!

 

 

Where can i get a car insurance policy which lets me drive any car including hire cars anywhere?

i have a normal car insurance policy in the uk which allows me to drive my own car in europe. i want a policy which allows me to drive other cars anywhere in the world

 

 

Can i get braces free from insurance?

I reallllly need braces and I've been looking for any dentists in chicago that accept insurance in chicago. I live around cook county and anywhere around irving park or places near there would be fine but i really want to get braces that my insurance will cover. I am 13 years old.......thx!

 

 

Is it better to say i live alone instead of with my grandparents when buying car insurance?

i already bought the policy but i said at the time i lived with my sister which bumped it up $100!!! so its been a month and i called to say i live with my grandparents now but there saying i have to come in to take my sister off and put my grandparents on. i told them i lived with my grandparents in hopes that it would go down! not put them on my policy. they have their own insurance, have had it for years, and they will NEVER be driving my car soo WTF insurance is a ripe off. what should i tell them??

 

 

How soon does actors get their health insurance?

How soon does production company offer health insurance for their workers? And, what other insurance does the production company offer their workers; and, how soon?

 

 

Is it illegal to drive with no car business insurance if i'm a delivery driver?

would it be illegal if i get stopped by police while doing deliverys for pizza hut and i dont have business car insurance? or is it okay to just have personal insurance and do deliverys.. thanks in advance

 

 

Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?

Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?

 

 

Should I accept this settlement offer from an insurance company?

I was in a car accident when a girl blew a red light and smashed into my side. $10,000 in auto damages that was fixed rights away. (btw she admitted fault to police so im 0% at fault legally) I went to emergency room for precautionary reasons. That cost $1450. Then little by little the pain started to kick in. I had neck pain, shoulder pain, back pain and terrible pain in my knee. I had MRI on back, knee and neck because those were the worst. That total was about $1800. I was told by the doctor that the mri on my back said I have two herniated disks and I should do therapy. I listened to him and went four times per week for four months. The Mri on my neck came back good. But my knee showed a tear in mcl. I had surgery on that and had to see the surgeon in his office twice plus hospital bills which equals a bill of $14,500. I then needed 2 months of therapy on my knee. Also all the pain meds ive been taking through out the whole process is around $600. I had a ekg for my nerves to test if they were good and that cost $800. So after doing my research I find websites that say the settlement amount s should be all bills multiplied by 3 depending on the persons insurance carrier and coverage. Well this person has $200,000/$200,000. So far all my bills have been paid through my insurance. When I do the math for what all the bills are is comes to roughly $28350. I didn't include the four days per week for therapy and seeing the doctors. That has to be a big chunk also. My lawyer called me and said he was made an offer of $42,000. He gets a 1/3 of that. I think they low balled me soooo bad on this. If i use the X3 multiplier method then it should have been somewhere around $85,000 offer. Remember I didn't even include all the visits to the therapy. Is this a good offer or should I decline and wait for second offer? My lawyer thinks we should wait it out because he has such a big insurance policy that we can get much more especially since that was our first offer.

 

 

Cat c car do i need to inform the insurance company?

when buying a cat c car does it affect the insurance and should i inform the insurance it was bought as a cat c ?

 

 

Where do I buy car insurance online?

Need to buy car insurance online and do not know how to go about it.

 

 

Car insurance - premium increased without making a claim?

I rang my car insurance company to ask about my no claims bonus and excess as I thought there had been damage to my car. I am not taking out a claim. I have today received an email from them saying that We have amended the class of use on your policy due to the information provided by our claims department there is an additional premium of 21.38. This will be debited from the payment details we hold on file for you within the next ten days. Can they do this? I haven't amended any details and although I paid my car insurance last October in full for the year I didn't expect my payment details to be kept on file.

 

How much life insurance coverage should I take?

I am a 32-year-old single mom of a daughter who is 11 (her father is not involved). I do not own a home, nor in debt. I also have no health problems, nor does my daughter. How much coverage should I take? Once you choose your coverage, is that locked in, or can you always add more (if your situation changes)? Do I need to make a will of some sort (like placement of my child if I should die)? She would go to my mother's or a family member (would not want her placed in a foster home, so does a legal documentation need to be written or signed)? I do have life insurance coverage with my job also (not sure how much), but don't want to rely just on that (in case I would quit or something). Do I take member only or family plan? How does this all work?

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